The Time Freedom Podcast

The Time Freedom Portfolio: How Freetimers Invest

Episode Summary

Imagine a simple, low-maintenance investing strategy that supports your lifestyle, protects your peace, and moves you toward time freedom—without requiring you to be a financial expert. In this episode, Brian Herriot and Kirby Denison break down the Time Freedom Portfolio, a balanced approach that blends safe, stable investments with passive stock index funds. They explore why personalization matters, how cash allocation supports freedom and flexibility, and why passive indexing is often the most effective strategy for everyday investors. You’ll learn how to build an investment plan that aligns with your goals, your season of life, and your appetite for risk—plus why bonds aren’t included in Brian’s strategy for active investors.

Episode Notes

Top 5 Takeaways:

1. The Time Freedom Portfolio blends safety and growth through simple, passive tools.
2. There’s no single “right way” to invest—your goals determine your strategy.
3. Passive indexing is favored for its low fees, ease, and long-term results.
4. Cash allocation (10–30%) provides both stability and confidence.
5. A strong financial runway—6 months to 2 years—supports true time freedom.

Chapters:

• 0:00 – Introduction to the Time Freedom Portfolio
• 5:59 – What the Time Freedom Portfolio Includes
• 10:13 – Five Principles of Time Freedom Investing
• 18:38 – How to Determine Your Cash Allocation
• 23:10 – Bonds vs. Stocks in a Freedom-Focused Strategy
• 24:31 – Cash Allocation Quiz + Final Thoughts