The Time Freedom Podcast

How to Earn 100% on Cash (and Why It Matters)

Episode Summary

When it comes to building wealth, most people focus on investments—but cash is the silent powerhouse that makes true time freedom possible. In this episode, co-hosts Brian Herriot and Kirby Denison break down why cash accounts matter more than most people realize. From understanding loss asymmetry (why big losses are so hard to recover from) to exploring high-yield savings options and the barbell investing strategy, they reveal why cash is essential for both safety and opportunity. Whether you’re planning your next move, preparing for emergencies, or waiting for the right investment moment, this conversation will reshape how you think about cash—and why it’s a non-negotiable part of the Time Freedom Portfolio.

Episode Notes

Top 5 Takeaways:

  1. Cash is foundational to financial security and time freedom.
  2. Investing isn’t just about returns—it’s about risk management.
  3. “You win by not losing”: avoiding losses matters more than chasing gains.
  4. Cash gives you power—freedom to leave unfulfilling jobs and seize opportunities.
  5. A balanced portfolio includes both higher-risk investments and meaningful cash reserves.

Chapters: