The Time Freedom Podcast

Don't Climb the Savings Mountain to Retirement

Episode Summary

We’ve all been told: save, save, save—and maybe, one day, you can finally retire. But what if that’s not the only path to freedom? In this episode, Brian Herriot and co-host Kirby Denison challenge the traditional retirement model and explore why building a giant nest egg isn’t the only way to live free. From questioning the 4% rule to highlighting the rise of “un-retirees,” they show how working longer (with purpose and flexibility) can actually feel more liberating than retiring early. You’ll walk away with a new perspective on savings, purpose, and the lifestyle design choices that let you enjoy life now—not just decades from now.

Episode Notes

Top 5 Takeaways:

  1. Time freedom is bigger than just building a retirement account.
  2. The 4% rule is outdated and unrealistic for many people.
  3. A massive savings pile isn’t the only path to independence.
  4. Purposeful work and flexible income can feel more freeing than early retirement.
  5. Enjoying life now matters as much as planning for later.

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